Chapter 7 Bankruptcy Attorneys in Scottsdale, Arizona

Debt can be dangerous. One day, you may be on top of your payments, but if bills start to pile up, it can be easy to lose control. If you’re overwhelmed by your financial situation, you have options. Taking action as soon as possible is the best way to regain power over your life.

Don’t Let Debt Rule Your Life

Filing for Chapter 7 bankruptcy is one of your options. While some may believe that filing for bankruptcy is synonymous with failure, that couldn’t be further from the truth. In reality, filing for bankruptcy is the first step toward achieving financial stability. At Compassionate Counsel, we have the experience necessary to advise you on the bankruptcy process, but more than that, we truly care. Our firm name speaks to the level of service we provide to each and every one of our clients.

From our office in Scottsdale, Arizona, we serve the needs of individuals in Phoenix, Mesa, Tempe, and Chandler. If you’re ready to discuss Chapter 7 bankruptcy, schedule a free consultation with us today.

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What is Chapter 7 Bankruptcy?

While Chapter 13 bankruptcy requires you to commit to a repayment plan, Chapter 7 involves a liquidation plan. When you file for Chapter 7 bankruptcy, your assets will be gathered and those that are nonexempt will be sold. The proceeds will then go towards paying back your creditors. Some property, like your home, will be considered exempt and will not be liquidated. Chapter 7 bankruptcy is an excellent way to eliminate your credit card debt, medical bills, and more.

Determining Your Eligibility

To qualify for Chapter 7 bankruptcy, you must pass a means test. This test will compare your average monthly income over a six-month period to the median income of a similar household in the state of Arizona. If your income falls below this median, you are eligible to file for Chapter 7 bankruptcy.

Chapter 7 bankruptcy is typically the right option for those with little to no disposable income and few assets. If you’re ready to discuss whether or not you qualify for Chapter 7, schedule a free consultation with our team today. We’re ready and willing to evaluate your personal financial situation and advise you on the best path forward.

Compassionate Guidance When You Need it Most

We understand that the thought of filing for bankruptcy may be just as overwhelming as the debt you’re facing. We’re here to show you that, not only is bankruptcy a viable option, but it may even be the best option if you’re trying to achieve financial stability. 

With so much on your plate, the last thing you need to worry about is paying outrageous legal fees. At Compassionate Counsel, we offer needs-based pricing to fit your specific circumstances. Our number one priority is providing top-notch guidance at an affordable rate because we believe everyone deserves access to legal help.

Talk to a Chapter 7 Bankruptcy Attorney Today

We’ll serve as more than just your attorneys. We’ll be your resource when you have questions, your reassurance when you’re concerned, and your leaders on the path toward a more stable and secure financial future. 

Don’t let debt rule your life. Take your power back by talking to our team about filing for Chapter 7 bankruptcy in Arizona. If Chapter 7 isn’t right for you, we also provide Chapter 13 services, as well as debt settlement and negotiation. If you are located in Scottsdale, Phoenix, Tempe, Mesa, or Chandler, schedule a free consultation with Compassionate Counsel today.

Chapter 7 Bankruptcy Attorneys Serving Scottsdale, Arizona

Debt can negatively impact every aspect of your life. When you start to lose control and bills begin to pile up, take action. Contact our team of attorneys at Compassionate Counsel in Scottsdale, Arizona to discuss the process of filing for Chapter 7 bankruptcy. A liquidation plan may help you get back on your feet.